Stability Returns: What the February 2026 Market Means for You
The UK housing market has entered February 2026 with a renewed sense of energy. After the “Budget-pausers” of late 2025 held back, we are now seeing a “Boxing Day bounce” carry through into the spring.
Key Trends to Watch:
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Price Resilience: National house prices are predicted to rise by approximately 2% this year. While London and the South initially lagged, regional markets in the North and Scotland are showing significant resilience.
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Buyer Affordability: For the first time in years, average wage growth is outpacing property price inflation. Combined with mortgage rates finally steadying around the 4% mark, affordability ratios are beginning to favor the buyer.
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The “Silver Surge”: New data shows that buyers aged 50–59 are currently the fastest-growing segment of the market, often looking for lower-maintenance, high-quality “lifestyle” homes.
The Bottom Line: Whether you are a first-time buyer or a downsizer, 2026 is moving away from the volatility of recent years toward a much more predictable and steady “buyer’s market.”
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